This Privacy Policy describes your privacy rights regarding how and when we collect, use, store, share and protect your information across our website, APIs, applications, email notifications and tools regardless of how you use or access them.

We “Credit Warehouse” respect your privacy and are committed to protecting your information that may be collected through your use of our website in applying for or receiving any of our products or services. This privacy policy describes how we collect and use your information and how you can control that use. Please read this Policy carefully. By using our Site or Services, you agree to our collection, use, and sharing of your personal information as described in this Policy.

1.1 Data we collect:

We collect information about you in two ways - directly from your online registration and also from outside sources. We may use data that identifies your personal information for a number of things including: statistical analysis; to develop and improve our products; to assess lending risks; to update your records; to identify which of our products, or our partners' products which might interest you; to identify and prevent fraud, Credit defaulting, and other illegal activities; to carry out regulatory checks, keeping you informed about our services, and for market research.

1.2 Protecting your Data:

We will protect your personal information by using global security safeguards against loss or theft, as well as against any unauthorized access, risk of loss, disclosure, copying, misuse or modification. Credit Warehouse is committed to Data protection in order to ensure that the confidentiality of personal information is protected and maintained.

1.3 Sharing your Data:

We reserve the right to share your information, with third parties, such as Partners: We may share information with Partner Companies, subsidiaries, joint ventures, or other companies under common control with us.

Other Companies: We may share information with other companies for purposes of marketing our products to you or for analyzing our business and transactions.

As Required by Law: We will share information where we are legally required to do so, such as in response to court orders or legal process, to establish, protect, or exercise our legal rights, to defend against legal claims or demands, or to comply with requirements of mandatory applicable law.

By agreeing to this privacy policy and using the services, you have given consent to the terms of data sharing.

1.4 Other Websites:

Our site may contain links to third party websites. If you follow a link to any of these websites, please note that these websites have their own terms and privacy policies and that we do not accept any responsibility or liability for them. We are not responsible for any representations or information or warranties or content on any website of any third party (including websites linked to this website or websites facilitated by us), we do not exercise control over third parties' privacy policies and you should refer to the privacy policy of any such third party to see how such party protects your privacy.

1.5 Cookies:

Credit WareHouse uses cookies to provide a customized user experience on the site. A cookie is a small file that a website transfers to your computer to allow your browser to remember information about your last session on that website. Your computer only shares information in the cookie with the specific website that provided it, and no other website can request that information. Credit WareHouse also uses third-party analytics services (like Google Analytics) to gather this information for analysis.

Credit WareHouse collects and temporarily stores certain information about your visit to help us to better align our content and the website design with your needs. The information these cookies collect includes:

  1. The domain you access our website from.
  2. Your computer’s IP address.
  3. The date and time you accessed the site.
  4. The operating system of your computer.
  5. The browser you’re using to access our site.
  6. The Universal Resource Locators (URLs) of the pages you visit on our website.
  7. Your email, if you’re logged into our site.
  8. The URL of site you came from, if you clicked on one to get to our website

We may share this information internally with Credit Warehouse employees or third-party contractors as needed. This information is only used to improve the website and enhance our visitors’ experience. Raw data logs are only retained temporarily for site management purposes.

1.6 Changes to this Privacy Policy:

We reserve the right to update, modify or amend this Privacy Policy from time to time with or without notice using our sole discretion. This Privacy Policy will be governed by and in accordance with the laws of the Federal Republic of Nigeria.

- Team Credit WareHouse